best thing to do, is take a season out and just focus on money, no issue for relegation, so just concentrate on cash reserves.
Its always tempting to think you can come back in second half of season and i did that last year, but my advice having been burnt is to sit tight and just collect money.
makes huge difference when you dont care about results and just concentrate on cash, maybe training in order to sell, and look for cheap players in market without a timeline in mind
and yes i am pretty sure this year is another red side promotion, given current teams, unless blue have cash and buy superstars :)