Crunch time unequivocally does not make you lose games, not in the least.
Crunch time makes your players play better for that game, regardless of current enthusiasm, and will lower your enthusiasm after the game.
                                
                                
                                
                                
                                
                                
                                    NO ONE at this table ordered a rum & Coke 
 Charles: Penn has some good people 
 A CT? Really? 
 Any two will do 
 Any three for me 
 Any four will score 
 Any five are live