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Suggestions > JCB, VISA electron etc.

JCB, VISA electron etc. (thread closed)

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From: 2rap

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248773.12 in reply to 248773.11
Date: 9/24/2013 5:06:57 AM
Overall Posts Rated:
494494
omg...

1) paypal is much cheaper for point of sale than direct acquiring.
2) paypal provides merchants and customers enough security, while security in direct acquiring is depended on provider (not much diff from paypal) or developers - and it should be agreed by payment systems - that also costs money - and each payment system has it s own security reqs (Visa/MC/AMEX).
3) Acceptance of CC via internet is riskful for merchants - because lots of stolen(skimmed) CCs get monetized in it. And people who got fraud want their money back - merchants loose money and products/services. So merchs in internet want to get more protected using adress info to prevent chargebacks.

paypal rules

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This Post:
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248773.13 in reply to 248773.11
Date: 9/24/2013 5:18:26 AM
Overall Posts Rated:
766766
you dont need to have a CC to use paypal? mine comes out of a non-credit account.


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248773.16 in reply to 248773.14
Date: 9/24/2013 6:54:58 AM
Overall Posts Rated:
766766
actually in australia, we are used to it, as most places only accept Mastercard or VISA. Amex is accepted at some places, (probably most places now) but you pay a higher surcharge.

anything else, forget it. sooooooo yer. but Australia is lame so yer :)




From: 2rap

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248773.17 in reply to 248773.15
Date: 9/24/2013 6:56:38 AM
Overall Posts Rated:
494494
ok, they do not get ur money, who cares

I care about my security while i pay for my bb-supporter. And if i pay thru paypal - i'm ok. And if i'll have to pay thru "noname" banks interface or even thru bb-made interface i'm not ok with that, because confidencial of my CC data is more valuable for me than DoB or Address.

And also it is normal practice if bank-acquires support verifies personal data of cardholder in issuer bank.

Last edited by 2rap at 9/24/2013 6:57:38 AM

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From: 2rap

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248773.20 in reply to 248773.18
Date: 9/24/2013 7:29:33 AM
Overall Posts Rated:
494494
I wouldn't be smart at all.
Well i dont know all MC/VISA rules about fraud in US, but i can tell u - merchants frequently loose their money then they provide not enough security - even if we talk about virtual services in virtual games. There are lots of fines in payment system-bank-merchant agreements about fraud assistance(not preventing fraud).

And cmon - there is only one gamers in all active comunity that dont want to pay thru paypal. Ok 39$ in a year less.
Becoming merchant thru bank-acquire directly will cost them several thousands i guess bad buisness

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From: 2rap

This Post:
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248773.21 in reply to 248773.19
Date: 9/24/2013 7:32:01 AM
Overall Posts Rated:
494494
Well I am thinking its pretty silly for an online business to not take CCs. I guess though BB is silly in lots of ways so I shouldn't be suprised.
ONLY taking cards though, that seems kinda lame too.


they just do not have too much income. while if they had be sure they would have their own payment interface that will require ur dob and address lol

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