If i were you I would still be keeping your points, until D.II where you will probably have a top 6 pick.
so maybe you, Sherlock, Anchorage, and some of the others don't have to draw the short end of the stick every season.
All it takes is a crazy half brained plan of tanking your last couple games, risking demotion, to build up revenue to target injured and older players that get no love right before the playoffs the season before. Just so you can build up an elite team for as cheaply as one can possibly do it for a one shot championship push and it still puts you in a financial tough spot. But other than that, promoting from this side easy.