There is also nothing in the Game Manual that says you lose your second team if your first goes bankrupt, only if you are removed for cheating.
I once had a team with 1757 players and was $25,835,360 in debt. This is not that team. Join the Discord group open to anyone, but especially for USA managers to improve your club or get involved with the U21 and NT programs
(https://discord.gg/cKpNkt2).