BuzzerBeater Forums

Suggestions > Loan suggestion

Loan suggestion (thread closed)

Set priority
Show messages by
This Post:
00
95350.2 in reply to 95350.1
Date: 6/7/2009 2:16:12 PM
Overall Posts Rated:
00
There would be less financial problems, when you could borrow some money from bank.

Isn't this exactly why so many countries in the world are in more financial trouble?!?

This Post:
00
95350.3 in reply to 95350.2
Date: 6/7/2009 2:20:32 PM
Overall Posts Rated:
44
BB and world are two totally different things, and in BB it would work well. There is already an example- SoccerProject.

This Post:
00
95350.4 in reply to 95350.3
Date: 6/7/2009 2:26:04 PM
Overall Posts Rated:
00
So you are saying that there would be less teams going bankrupt if there was a loan feature to this game? Not only do I totally disagree, I think it would ruin the game as 80% of teams would borrow money in an attempt to promote/improve their teams, and not all of these teams can be successful at once. There would be widespread loss of teams as loans don't get paid back in time and the receivers trot around the country getting richer and richer...

This Post:
00
95350.5 in reply to 95350.1
Date: 6/7/2009 2:46:02 PM
Overall Posts Rated:
225225
I would love to see "loan" option in this game. There would be less financial problems, when you could borrow some money from bank. What do you think?

There is a loan feature. You can "borrow" up to $500,000 before you go bankrupt.

"I don't know half of you half as well as I should like; and I like less than half of you half as well as you deserve."
This Post:
00
95350.6 in reply to 95350.5
Date: 6/7/2009 3:27:12 PM
Overall Posts Rated:
33
You can "borrow" up to $500,000 before you go bankrupt.


But this is only for teams in danger of going bankrupt (<-500,000), right? This should be allowed to use (with interest, of course) for anyone in debt.

This Post:
00
95350.7 in reply to 95350.6
Date: 6/7/2009 3:35:28 PM
Overall Posts Rated:
13361336
I say no to any loans. People tend to loan and a lot of managers will be below -500k in a heartbeat.

This Post:
00
95350.8 in reply to 95350.6
Date: 6/7/2009 3:36:24 PM
Overall Posts Rated:
225225
You can "borrow" up to $500,000 before you go bankrupt.


But this is only for teams in danger of going bankrupt (<-500,000), right? This should be allowed to use (with interest, of course) for anyone in debt.

Everyone can go up down -$500,000 before going bankrupt. This is your "loan", since you're spending money you don't have.

"I don't know half of you half as well as I should like; and I like less than half of you half as well as you deserve."
From: inimene

This Post:
00
95350.9 in reply to 95350.7
Date: 6/8/2009 4:55:03 AM
Overall Posts Rated:
44
But it would make game more intresting, when you have option to loan and hope for luck or play with money you really have. Easiest option to invest borrowed money, would be building stadium, what increases the income. These users who bankrupt, cause of loan, will probably learn their lesson and start new user. When we make that option, we can also add next to that a warning message, describing the dangers, what comes with loaning.

To Kozlodev: But when we are "borrowed" 200k, we can not buy a player, who costs 200k. "Loan" option would solve this problem. This example shows, that we could temporarily get higher prices to transfer market, too.

From: Kukoc

This Post:
00
95350.10 in reply to 95350.9
Date: 6/8/2009 10:02:47 AM
Overall Posts Rated:
13361336
You have missed the point. The -500k is ment to be a cushion for those "when sh"#¤ hits the fan" moments. You finish 5-th in the league with balance almost at 0 going -200k in balance every week until the next season starts and you get you're home game, this cushion might save you the first time you mismanage you're finances. In div1 you would prolly have to sell a player in that situation.
Do you even understand what you are suggesting? You're suggestion = move the 0 point to -500000. It's just the same if we would start taxing people now if they drop below +500k cash, basically adding 500k money per team into the game. Every starting team would loan themselves to -500k -> quit or go bankrupt.

From: inimene

This Post:
00
95350.11 in reply to 95350.10
Date: 6/8/2009 12:10:40 PM
Overall Posts Rated:
44
Then we can disallow newbies to borrow money until they understand, that it is stupid idea, and they should only borrow if they really need to. We do not know, does it work or not, but it is an option. :)

This Post:
00
95350.12 in reply to 95350.11
Date: 6/8/2009 1:46:01 PM
Overall Posts Rated:
00
until they understand

This is a very vague statement. How do you propose you measure exactly when people understand the dangers? Some people will know from day 1, others will never fully understand.

they should only borrow if they really need to

...which, as has been said, is the $500k cushion that every team gets, for when they need it.

Advertisement