Well, in truth, the reason I am not making any long-term plans is that I just don't think about it very much. I just sort of bounce along. I'm not scared of being incorrect. I have no burning desire to daytrade my way to the top or argue for construction cost restitution or single position train 18 year old hall of famers or whatnot, so I am obviously making incorrect decisions all the time. I'm just arguing this point because it seems crazy for people to be getting so bent out of shape about changes to a game that's still so young, and I think giving back 100% of the money is wrong.
And you are absolutely right about not seeing which decisions I'm holding back from- I don't see any either.
As far as the stock market goes I've never bought or sold a single share of stock in my life. I have no interest in it at all.
Once I scored a basket that still makes me laugh.