As someone who has done it for several seasons now, I believe it’s massive. I bought 2 of my 3 trainees right after draft for a combined $1.35m and drafted the other, and I sold the two that I bought for close to $5m before the start of this season. I also was making $140/wk merch all last season which allowed me to stay in a comfortable financial position despite running a massive salary. I think the key is to be very patient and decisive with the pieces you buy to fill out the team. Buy players for the next level, focus on your run as a whole rather than the current season individually.
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