Sounds quite a lot like me.
I'm also not very good on the Transfer Market. I pay too much if I want a player for my team. I (usually) don't get enough for a player that I sell. I'm always at the edge with my finances. And training is the most fun part of the game for me. And managing the U21, being involved with the NT(s) ... helping other players build nice players. That's what I'm pretty good at and that's why I'm kind of a (I like your term) "legal" farm-team.
Du hast nicht genug Geld, um dieses Gebot abzugeben!