BuzzerBeater Forums

im not sure, but I think it might have something to do with the bank processing requirements. Some banks/CC's like VISA or whatever, any transactions require Full Name, DOB, etc.

Its not all cards, i know AMEX is like, slack, but i know here in Australia, that VISA/Mastercard/amex do have different... errr... 'requirements' for purchasing.
which is why some online places don't take Amex. OR Diners etc.
anyways i dont know the full details, but there could be a legitmate reason in some countries why BB requires this info.

PayPal is cheap, easy, seems fairly safe and is super useful for making all sorts of online payments. While I don't assume PayPal is 100% secure I would rather minimise my risks but just letting them have my details and letting them pay 20 randoms a year for me rather than giving 20 randons a year my credit card details and hoping that none of them ever have a leak. I have even made direct payments to people when buying stuff online, no fuss, close to instant and as I said little risk.

Ok the only issue I had with PayPal was a couple of years ago when I sold something (I think it was a virtual pet on WOW worth about $100) to a scammer who paid before I sent and then claimed I never sent it. Unless you have taken out Ebays seller protection they always side with the buyer. So Ebay told PayPal to refund the buyer which they did. This drove me insane with rage. I should never have sold to this person the account had scammer all over it, new account two trivial transactions in Russia also with new accounts. It took several emails and six months but I did eventually get all my money back.

omg...

1) paypal is much cheaper for point of sale than direct acquiring.
2) paypal provides merchants and customers enough security, while security in direct acquiring is depended on provider (not much diff from paypal) or developers - and it should be agreed by payment systems - that also costs money - and each payment system has it s own security reqs (Visa/MC/AMEX).
3) Acceptance of CC via internet is riskful for merchants - because lots of stolen(skimmed) CCs get monetized in it. And people who got fraud want their money back - merchants loose money and products/services. So merchs in internet want to get more protected using adress info to prevent chargebacks.

paypal rules

you dont need to have a CC to use paypal? mine comes out of a non-credit account.