I don't know what your team set up is.
But if I were to give you my unrequested advice, it would be, work your team infrastructure.
For example invest in your Regions BJCC Legacy Arena, cause is underside for a Division 3 team, like by 5k seat minimum.
With a bigger arena and pricing it right you will have a lot more income to play with.
Consider trying investing in Tv & Radio station and or a Merchandise store those will help you get more income as well.
I don't know what your training is, but investing in GYM and Training court will help you.
Does what I'm doing myself this season, I recently retool my staff and cut off 50K weekly in expenses, not to mention cutting off 200k in salaries between 2 players, added a training court to help my team, once I'm able to adjust my income enough, I'm going for the Tv& Radio station, after that Merchandise store.
To me the name of the game is try to make as much money as possible once you have a the team figure out, that will give me more flexibility to get better players and not worry abut being in a money pit.