I have a love/hate relationship with the economics of this game. I've never really been able to get cash flow positive for a sustainable period of time. And the scale is so different between D4, D2 and D3 (which is where I've been most of the time) that it makes it tough to map out a training plan, staff plan, arena building plan, etc. In the past I've had to liquidate my entire squad for financial reasons. One season I ran out of money one game before the end of the season and as a result I went from near guaranteed promotion to a first round exit and rebuild. So yah it is frustrating but I do love the realistic accountability. Still, I have a buddy in D2 who has had as much as 7M in the bank in the past and I just don't even know how that is possible!
I hate the draft and I stopped spending dollars on it unless I'm tanking. Instead I try to acquire players near the end of their rookie season as I've found this to be much more cost effective. The loss / tradeoff is the integration into your training plan and missing their best foundational training season, but the benefit for me has been that it has been more cost effective to get my 3rd or 4th trainee this way.
I've decided that my goal is to try to hang on at D3 for as long as I can in that mid range 4-6 spot and train my guys. As long as I can stay around neutral or even get to 1M positive I think I can level up to D2 again in the next 3 or 4 seasons. But even if I relegate to D4 I think I could still get back to D2 in that timeline (or maybe one more season). I've had a few good runs (four time Division 3 champ), so I feel like I know what I need to be competitive, but it is frustrating how much planning and patience it can take.
I'm pretty much done with my US only test. I'll probably finish this out this season with the trainees I have and then start to just add the right guys for my rotation and bench regardless of nationality. It doesn't feel like the merchandise is really impacted by the homegrown/local player as much as it is by the top talents.
I'm carrying a pretty hefty staff salary right now (on purpose) with an exceptional trainer at 67k per week and a superior youth trainer at 14k. My PR guys is exceptional at 24k and my Doctor is competent at 9k. I usually look for cost-effective staff about 1-2 times per season. I'll probably spend one more season on Pedersen (25 year old MVP at 125 TSP), and this is where the games gets interesting to me. Having my most skilled guy at 25 and trialing him outside, but needing him to transition to some rounded out inside, while still training my younger core of Magana (22 year old perennial allstar at 111 TSP), Riggins (21 year old superstar at 86 TSP, and Maier (21 year old superstar at 78 TSP).
I feel like I used to be able to find gold on the transfer list and now it is just about impossible to find that 9th or 10th guy without overpaying on acquisition or salary. Hence why I've tried to stay in that mediocre range.